Meet Your Team

Guy Penn, MSF

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With nearly 20 years in the financial services industry, Guy has extensive experience as a fiduciary, family-centric investment advisor. He specializes in estate planning, inheritance oversight, and wealth transfer strategies for families.

Patrick Ritter, CFP®

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Patrick Ritter, CFP® is a fee-only financial planner who believes in living simply: prioritizing freedom, experiences and relationships over stuff and status.  Patrick is a dad and serves in multiple ministries at Harvester Christian Church. 

Austin Kelly

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 Austin believes financial journeys are as unique as the people who live them. His passion for helping others move from financial insecurity to financial freedom comes from an open-minded viewpoint and commitment to learning and growth.