Meet Your Team

Guy Penn, MSF


With nearly 20 years in the financial services industry, Guy has extensive experience as a fiduciary, family-centric investment advisor. He specializes in estate planning, inheritance oversight, and wealth transfer strategies for families.

Patrick Ritter, CFP®


Patrick Ritter, CFP® is a fee-only financial planner who believes in living simply: prioritizing freedom, experiences and relationships over stuff and status.  Patrick is a dad and serves in multiple ministries at Harvester Christian Church. 

Austin Kelly


 Austin believes financial journeys are as unique as the people who live them. His passion for helping others move from financial insecurity to financial freedom comes from an open-minded viewpoint and commitment to learning and growth.